PE Sponsor Fiduciary Duties in Portfolio Company Distress

The record-breaking wave of PE (and VC) backed bankruptcies in 2024 – 110 filings, according to S&P Global Market Intelligence – highlights an important challenge for private equity sponsors: navigating their fiduciary duties when portfolio companies face financial distress.

The Dual Role Dilemma

PE sponsors typically wear multiple hats in their portfolio companies – as controlling shareholders, board members, and sometimes even creditors. This creates inherent tensions when a portfolio company approaches insolvency. While directors traditionally owe fiduciary duties to the corporation and its shareholders, the approach of insolvency triggers a fundamental shift: directors must consider the interests of creditors, who become the primary economic stakeholders.

The Zone of Insolvency: When Does the Shift Occur?

Courts have wrestled with precisely when this duty shift occurs. The "zone of insolvency" concept suggests that as a company approaches insolvency, directors' duties expand to include creditor interests. However, recent Delaware decisions have clarified that while directors may consider creditor interests when a company is in financial distress, their fiduciary duties don't formally shift until actual insolvency occurs.

Key Practices for PE Sponsors to Consider in Times of Portfolio Company Distress

1. Board Composition

2. Decision Documentation

3. Conflict Management

The surge in PE-backed bankruptcies serves as a reminder that understanding and properly managing fiduciary duties isn't just a legal nicety – it's essential for protecting both the portfolio company and the sponsor's interests in challenging times.